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Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2099.00","ceterms:codedNotation":"13-2099.00","ceterms:frameworkName":{"en-US":"O*NET OnLine"},"ceterms:targetNodeName":{"en-US":"Financial Specialists, All Other"},"ceterms:targetNodeDescription":{"en-US":"A competency related to this credential"}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2052.00","ceterms:codedNotation":"13-2052.00","ceterms:frameworkName":{"en-US":"O*NET OnLine"},"ceterms:targetNodeName":{"en-US":"Personal Financial Advisors"},"ceterms:targetNodeDescription":{"en-US":"Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:targetNode":"https://www.onetonline.org/link/summary/11-1021.00","ceterms:codedNotation":"11-1021.00","ceterms:frameworkName":{"en-US":"O*NET OnLine"},"ceterms:targetNodeName":{"en-US":"General and Operations Managers"},"ceterms:targetNodeDescription":{"en-US":"Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. 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Investigate history and credit standing of individuals or business establishments applying for credit. 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