{"@id":"https://credentialengineregistry.org/resources/ce-1c26916d-d4e2-4fa6-b7ce-8e6bc086ef9b","@type":"ceterms:Certificate","@context":"https://credreg.net/ctdl/schema/context/json","ceterms:ctid":"ce-1c26916d-d4e2-4fa6-b7ce-8e6bc086ef9b","ceterms:name":{"en-US":"Personal Financial Responsibility"},"ceterms:keyword":{"en-US":["family finances","financial goals","money management","personal finances","saving and investing"]},"ceterms:ownedBy":["https://credentialengineregistry.org/resources/ce-ffa90978-f326-4ffd-92d7-ffc0b82be408"],"ceterms:inLanguage":["en"],"ceterms:description":{"en-US":"The Personal Financial Responsibility industry certification exam assesses the identification and management of personal financial resources to meet the financial needs and wants of individuals and families, considering a broad range of economic, social, cultural, technological, environmental, and maintenance factors. Learners demonstrate their skills in financial responsibility and decision-making; analyze personal standards, needs, wants, and goals; identify sources of income, saving and investing; and understand banking, budgeting, recordkeeping, and managing risk, insurance, and credit card debt."},"ceterms:subjectWebpage":"https://www.youscience.com/wp-content/uploads/2024/07/Personal-Financial-Responsibility.pdf","ceterms:processStandards":"https://www.youscience.com/wp-content/uploads/2024/07/Personal-Financial-Responsibility.pdf","ceterms:credentialStatusType":{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://credreg.net/ctdl/terms/CredentialStatus","ceterms:targetNode":"credentialStat:Active","ceterms:frameworkName":{"en-US":"Credential Status"},"ceterms:targetNodeName":{"en-US":"Active"},"ceterms:targetNodeDescription":{"en-US":"Awards of the credential are ongoing."}},"ceterms:instructionalProgramType":[{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://nces.ed.gov/ipeds/cipcode/Default.aspx?y=56","ceterms:targetNode":"https://nces.ed.gov/ipeds/cipcode/cipdetail.aspx?y=56\u0026cip=52.0304","ceterms:codedNotation":"52.0304","ceterms:frameworkName":{"en-US":"Classification of Instructional Programs"},"ceterms:targetNodeName":{"en-US":"Accounting and Finance"},"ceterms:targetNodeDescription":{"en-US":"An integrated or combined program in accounting and finance that prepares individuals to function as accountants and financial managers or analysts."}}]}