{"@id":"https://credentialengineregistry.org/resources/ce-412a09c8-0127-4c81-9341-3ba6ef965c9d","@type":"ceterms:CertificateOfCompletion","@context":"https://credreg.net/ctdl/schema/context/json","ceterms:ctid":"ce-412a09c8-0127-4c81-9341-3ba6ef965c9d","ceterms:name":{"en-US":"Business Finance Certificate"},"ceterms:ownedBy":["https://credentialengineregistry.org/resources/ce-b5ede799-cbb6-4a1c-b844-1237dc2d0042"],"ceterms:requires":[{"@type":"ceterms:ConditionProfile","ceterms:name":{"en-US":"Complete each required level."},"ceterms:description":{"en-US":"Students must complete each of the 3 required levels (L1, L2, L3). Within each level, students must complete 1 course."},"ceterms:targetLearningOpportunity":["https://credentialengineregistry.org/resources/ce-c9b4f29c-eefc-41de-bdb7-d07622b85bda","https://credentialengineregistry.org/resources/ce-763aaba3-12ea-432d-b2e4-f9da6d2cb48a","https://credentialengineregistry.org/resources/ce-e1126515-d42f-45f7-8273-6a24a5aeb48b"]}],"ceterms:inLanguage":["en"],"ceterms:description":{"en-US":"This pathway introduces students to foundational concepts in economics and financial literacy, then advances into personal financial planning and wealth management. Students explore strategies for saving, investing, insurance, taxes, retirement, and estate planning, along with the basics of business financial planning and financial statement analysis. Emphasis is placed on understanding the value of money, ethical decision-making, and professional skills for career success. Through project-based learning, students apply real-world financial planning concepts, including risk management and investment strategies.\n\nThis CTE pathway meets the state definition of High Demand and High Wage (H2)."},"ceterms:occupationType":[{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-1031.00","ceterms:codedNotation":"13-1031.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Claims Adjusters, Examiners, and Investigators"},"ceterms:targetNodeDescription":{"en-US":"Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-1032.00","ceterms:codedNotation":"13-1032.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Insurance Appraisers, Auto Damage"},"ceterms:targetNodeDescription":{"en-US":"Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2031.00","ceterms:codedNotation":"13-2031.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Budget Analysts"},"ceterms:targetNodeDescription":{"en-US":"Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2041.00","ceterms:codedNotation":"13-2041.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Credit Analysts"},"ceterms:targetNodeDescription":{"en-US":"Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2051.00","ceterms:codedNotation":"13-2051.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Financial and Investment Analysts"},"ceterms:targetNodeDescription":{"en-US":"Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2052.00","ceterms:codedNotation":"13-2052.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Personal Financial Advisors"},"ceterms:targetNodeDescription":{"en-US":"Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2053.00","ceterms:codedNotation":"13-2053.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Insurance Underwriters"},"ceterms:targetNodeDescription":{"en-US":"Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://onetonline.org/link/summary/13-2054.00","ceterms:codedNotation":"13-2054.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Financial Risk Specialists"},"ceterms:targetNodeDescription":{"en-US":"Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2061.00","ceterms:codedNotation":"13-2061.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Financial Examiners"},"ceterms:targetNodeDescription":{"en-US":"Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2081.00","ceterms:codedNotation":"13-2081.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Tax Examiners and Collectors, and Revenue Agents"},"ceterms:targetNodeDescription":{"en-US":"Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2099.00","ceterms:codedNotation":"13-2099.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Financial Specialists, All Other"},"ceterms:targetNodeDescription":{"en-US":"All financial specialists not listed separately."}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/41-3031.00","ceterms:codedNotation":"41-3031.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Securities, Commodities, and Financial Services Sales Agents"},"ceterms:targetNodeDescription":{"en-US":"Buy and sell securities or commodities in investment and trading firms, or provide financial services to businesses and individuals. May advise customers about stocks, bonds, mutual funds, commodities, and market conditions."}}],"ceterms:subjectWebpage":"https://dcte.ade.arkansas.gov/Page/Pathways","ceterms:audienceLevelType":[{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://credreg.net/ctdl/terms/AudienceLevel","ceterms:targetNode":"audLevel:SecondaryLevel","ceterms:frameworkName":{"en-US":"Audience Level"},"ceterms:targetNodeName":{"en-US":"Secondary School or Equivalent"},"ceterms:targetNodeDescription":{"en-US":"Intended for those attending secondary (high-school) level programs."}}],"ceterms:credentialStatusType":{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://credreg.net/ctdl/terms/CredentialStatus","ceterms:targetNode":"credentialStat:Active","ceterms:frameworkName":{"en-US":"Credential Status"},"ceterms:targetNodeName":{"en-US":"Active"},"ceterms:targetNodeDescription":{"en-US":"Awards of the credential are ongoing."}}}