{"@id":"https://credentialengineregistry.org/resources/ce-89602a7b-dcc3-4f54-92f2-3271ede9ab07","@type":"ceterms:Certification","@context":"https://credreg.net/ctdl/schema/context/json","ceterms:ctid":"ce-89602a7b-dcc3-4f54-92f2-3271ede9ab07","ceterms:name":{"en-US":"Certified Commercial Loan Officer"},"ceterms:ownedBy":["https://credentialengineregistry.org/resources/ce-03517c24-c8c7-4ada-a3bc-daadc060a0de"],"ceterms:offeredBy":["https://credentialengineregistry.org/resources/ce-03517c24-c8c7-4ada-a3bc-daadc060a0de"],"ceterms:identifier":[{"@type":"ceterms:IdentifierValue","ceterms:identifierTypeName":{"en-US":"Source"},"ceterms:identifierValueCode":"Industry and Occupation codes derived from CareerOneStop's Certification Finder"}],"ceterms:inLanguage":["en"],"ceterms:description":{"en-US":"Loans are the most significant risk in most bank portfolios. This program assists in developing the necessary credit skills to maintain and manage a commercial credit portfolio as well as the analytical processes needed to reach a conclusion about the borrower's repayment ability."},"ceterms:industryType":[{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.census.gov/naics/","ceterms:targetNode":"https://www.census.gov/naics/?input=522\u0026year=2022\u0026details=522","ceterms:codedNotation":"522","ceterms:frameworkName":{"en-US":"NAICS"},"ceterms:targetNodeName":{"en-US":"Credit Intermediation and Related Activities"},"ceterms:targetNodeDescription":{"en-US":"Credit Intermediation and Related Activities"}},{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.census.gov/naics/","ceterms:targetNode":"https://www.census.gov/naics/?input=5222\u0026year=2022\u0026details=5222","ceterms:codedNotation":"5222","ceterms:frameworkName":{"en-US":"NAICS"},"ceterms:targetNodeName":{"en-US":"Nondepository Credit Intermediation"},"ceterms:targetNodeDescription":{"en-US":"Nondepository Credit Intermediation"}}],"ceterms:occupationType":[{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://www.onetcenter.org/taxonomy.html","ceterms:targetNode":"https://www.onetonline.org/link/summary/13-2072.00","ceterms:codedNotation":"13-2072.00","ceterms:frameworkName":{"en-US":"Standard Occupational Classification"},"ceterms:targetNodeName":{"en-US":"Loan Officers"},"ceterms:targetNodeDescription":{"en-US":"Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers."}}],"ceterms:subjectWebpage":"https://www.icba.org/education/certification","ceterms:credentialStatusType":{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://credreg.net/ctdl/terms/CredentialStatus","ceterms:targetNode":"credentialStat:Active","ceterms:frameworkName":{"en-US":"Credential Status"},"ceterms:targetNodeName":{"en-US":"Active"},"ceterms:targetNodeDescription":{"en-US":"Awards of the credential are ongoing."}}}