{"@id":"https://credentialengineregistry.org/resources/ce-9c6a71e4-3dba-4b33-8453-95afbc89079e","@type":"ceterms:License","@context":"https://credreg.net/ctdl/schema/context/json","ceterms:ctid":"ce-9c6a71e4-3dba-4b33-8453-95afbc89079e","ceterms:name":{"en-US":"Mortgage Banker and Broker"},"ceterms:ownedBy":["https://credentialengineregistry.org/resources/ce-9e65787d-53ef-4a45-8a61-50c44b2b4d68"],"ceterms:offeredBy":["https://credentialengineregistry.org/resources/ce-9e65787d-53ef-4a45-8a61-50c44b2b4d68"],"ceterms:inLanguage":["en"],"ceterms:description":{"en-US":"This license is required for a natural person who must be an officer, director, partner, owner or principal of a business entity licensed or to be licensed as a Residential Mortgage Lender and is required as a condition of the business entity's qualification for licensure. The individual must at a minimum meet all of the licensing criteria for a mortgage loan originator. Residential mortgage loans include both first and second mortgage loans on New Jersey property. A licensed Qualified Individual may act as a mortgage loan originator without additional licensure."},"ceterms:subjectWebpage":"https://www.nj.gov/dobi/banklicensing/rmla/qiresmortlend.html","ceterms:credentialStatusType":{"@type":"ceterms:CredentialAlignmentObject","ceterms:framework":"https://credreg.net/ctdl/terms/CredentialStatus","ceterms:targetNode":"credentialStat:Active","ceterms:frameworkName":{"en-US":"Credential Status"},"ceterms:targetNodeName":{"en-US":"Active"},"ceterms:targetNodeDescription":{"en-US":"Awards of the credential are ongoing."}}}